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Installment Plans

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Larry Williamson

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Installment Plans

LG 56 inch LED television available at Walmart on layaway plan in the category of electronics. The offer is available online only and can be availed on or before May 23, 2019, 12:00 GMT. International shipping of the product is currently not available and valid within United States

Terms and Conditions

According to the terms and conditions of Walmart layaway products, any product can be collected when installment of the product is complete

The customer can pick only those items which have been clearly mentioned on the list of Walmart layaway list

Availability of the product in stock is necessary. Please make sure the product is available before making an order

Television is available in only one dimension that is 56 inch and only LG television is available on layaway plan

Actual price of the product is 800 US dollars

There are three installment plans: 12 months, 6 months and 3 months

The company will charge an interest rate of 5% on 12 month plan, 3 % on 6 month plan and there is no interest charged on three month plan

The installment has to be made through online payment in first 7 days of the month

An extra 2.5 interest will be charged in case of late payment of installment

Rate with duration of installment plan

12 month plan: $800+$40(5%interest on $800) =$840; per month installment = $70 (70×12=840)

6 month plan: $ 800+$24(3% interest on $800) = 824; per month installment = $137.33 (137.33 ×6=$824

3 months plan: $800 + $0(0 interest) = $800; per month installment $ 266.66

These terms and conditions are only applicable for LG 56 inch LED television and may differ for other products available on layaway on Walmart

References

ADDIN ZOTERO_BIBL {"custom":[]} CSL_BIBLIOGRAPHY “Layaway - Overview, History, Benefits and Downsides.” Corporate Finance Institute. https://corporatefinanceinstitute.com/resources/knowledge/other/layaway/.

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